Section 1: Getting Started 17 Throughout this handbook, references to the operation of an alternate function appear as only the function name in a box (for example, “The L function …”). To replace the batteries, refer to Appendix E. Low-Power Indication A battery symbol (¼) shown in the upper-left corner of the display when the calculator is on signifies that the available battery power is nearly exhausted. If not manually turned off, the calculator will turn off automatically 8 to 17 minutes after it was last used. Section 1 Getting Started Power On and Off To begin using your hp 12c, press the key*. Part I Problem Solving File name: hp 12c_user's guide_English_HDPMBF12E44 Page: 15 of 209 Printered Date: 9 Dimension: 14. What payment amount would be required in order to accumulate $10,925. Suppose you make monthly payments, beginning at the end of next month, into an account that pays 6% annually, compounded monthly. Making Financial Calculations Easy 13 Example 3: The preceding example showed that the insurance policy will provide about half the required amount. (This is typically just a few seconds, but the ¼, !, L, and S functions could require a half-minute or more. The calendar functions and nearly all of the financial functions take some time to produce an answer. To install new batteries, refer to Appendix E. Making Financial Calculations Easy Note: A battery symbol (¼) shown in the lower-left corner of the display when the calculator is on signifies that the available battery power is nearly exhausted. You expect that the cost will be about $6,000 a year ($500 a month) for 4 years. Example 1: Suppose you want to ensure that you can finance your daughter’s college education 14 years from today. While working through the examples below, don’t be concerned about learning how to use the calculator we’ll cover that thoroughly beginning with Section 1. Making Financial Calculations Easy Before you begin to read through this handbook, let’s take a look at how easy financial calculations can be with your hp 12c. 189 Sum-of-the-Years-Digits Depreciation. 172 Stack Lift.172 Rearranging Numbers in the Stack. 170 Getting Numbers Into the Stack: The Key.171 Termination of Digit Entry. 169 Appendix A: The Automatic Memory Stack. 124 Annual Percentage Rate Calculations With Fees.Ĭontents 9 Appendixes. 77 Standard Deviation.79 Linear Estimation. Ĭontents 7 Section 6: Statistics Functions. 33 Financial Calculations and the Cash Flow Diagram. 15 Section 1: Getting Started.Ĭontents Clearing the Financial Registers.
3 Financial Calculations in the United Kingdom.4 For More Solutions to Financial Problems.4 Part I. Introduction z The various appendices describe additional details of calculator operation as well as warranty and service information.Ĭontents Introduction. Although the excitement of acquiring this powerful financial tool may prompt you to set this handbook aside and immediately begin “pressing buttons,” in the long run you’ll profit by reading through this handbook and working through the examples it contains.
Introduction About This Handbook This hp 12c user's guide is intended to help you get the most out of your investment in your hp 12c Programmable Financial Calculator. HEWLETT-PACKARD COMPANY MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MANUAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE. Notice REGISTER YOUR PRODUCT AT: THIS MANUAL AND ANY EXAMPLES CONTAINED HEREIN ARE PROVIDED “AS IS” AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. Hp 12c financial calculator user's guide H Edition 4 HP Part Number 0012C-90001 File name: hp 12c_user's guide_English_HDPMBF12E44 Page: 1 of 209 Printed Date: 9 Dimension: 14.
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